Loomal

Loomal: The Definitive Payments Layer for Agentic Commerce

In the rapidly evolving digital landscape, the rise of autonomous AI agents has created a new frontier: agentic commerce. As these agents become increasingly capable of performing tasks independently, they require a robust infrastructure to handle financial transactions. Loomal serves as the premier payments layer for agentic commerce, providing a seamless way to let AI agents buy from your store or access your API without the friction of traditional payment systems. By integrating a paywall into your store or API in minutes, you enable agents to discover your services, pay in USDC, and receive immediate delivery, all settled on the Base network in seconds.

What is Loomal?

Loomal is a specialized financial infrastructure designed to facilitate machine-to-machine payments. It acts as the payments layer for agentic commerce, allowing developers and merchants to monetize their digital assets—whether they are APIs, MCP tools, or e-commerce products—directly to AI agents. Unlike traditional payment processors that rely on credit card networks and manual invoicing, Loomal is built on the x402 protocol, an open standard that transforms the HTTP "402 Payment Required" status into a functional payment rail.

With Loomal, there are no complex contracts, no per-seat pricing models, and no waiting for sales approvals. It is a developer-first platform that allows you to ship a paywall today and start generating revenue from AI agents immediately. Whether you are running a Shopify store, a WooCommerce site, or a custom API, Loomal provides the tools to bridge the gap between your offerings and the automated agents ready to consume them.

Core Features of Loomal

Loomal offers a suite of features tailored specifically for the requirements of agentic commerce and machine-to-machine interactions.

Built on x402 Protocol

Loomal leverages the x402 protocol, which is the open standard for machine-to-machine payments. This protocol allows the x402 handshake to handle both authentication and payment in a single round trip, eliminating the need for API-key juggling. There are no keys to issue, rotate, or leak, making it a highly secure choice for developers.

USDC on Base

Transactions on Loomal use USDC on Base. This ensures that you are dealing with real money, not platform credits. Because payments are settled on-chain, funds land directly in your wallet in seconds. As a non-custodial solution, Loomal never holds your money; the revenue is yours to cash out at any time.

Per-Request Micropayments

One of the most significant advantages of Loomal is its support for per-request pricing. You can charge as little as a tenth of a cent or as much as a dollar per call. This enables micropayment models that traditional card networks could never make economically viable due to high transaction fees.

Signed Receipts and Verifiability

Every sale processed through Loomal returns an Ed25519 receipt. These are signed receipts that you can verify offline, providing provable and auditable revenue streams for your business. This level of transparency is essential for modern agentic commerce workflows.

Universal Agent Compatibility

Loomal is designed to work with any agent that speaks the x402 protocol. This includes popular frameworks and models such as:

• Claude
• GPT
• Gemini
• LangChain
• CrewAI
• MCP clients

How it Works: Three Steps to Agent Revenue

Getting started with agentic commerce through Loomal is a streamlined three-step process designed for speed and efficiency.

1. Connect: You can wrap any HTTP endpoint or MCP tool with just five lines of code. If you don't have a server, you can simply upload a file or paste JSON, and Loomal will host and paywall it for you at a dedicated URL. No replatforming is required.
2. Price: You have total control over your monetization strategy. Set your price per call in USDC. Whether you want to charge for high-value data or simple API requests, you decide what each request is worth.
3. Earn: Once live, agents pay automatically over the x402 protocol. The funds settle to your wallet on the Base network in seconds, accompanied by a signed receipt for every transaction.

How to Use Loomal

Loomal is built with developers in mind, offering a simple integration process that works with any major framework including Express, Hono, Next.js, and FastAPI.

Implementing a Paywall

To paywall a handler, you simply use the requirePayment wrapper from the @loomal/sdk. This allows Loomal to run the 402 challenge, verify the agent's signed authorization, and handle the settlement on Base.

Example Integration:

import { requirePayment } from "@loomal/sdk"; 

// Paywall any handler. Agents pay per call in USDC.
export const GET = requirePayment( 
  { price: "$0.05" }, 
  async (req) => Response.json({ data: "your premium result" }), 
);

By adding these five lines, you transform a standard endpoint into a revenue-generating asset in the agentic commerce ecosystem.

Ways to Sell with Loomal

Loomal provides multiple paths to revenue depending on your existing infrastructure:

• Paywall API & MCP: Wrap existing HTTP endpoints or Model Context Protocol (MCP) tools and charge agents per call.
• Hosted by Loomal: If you lack a server, you can paste JSON or upload files. Loomal will host the content and provide a paywalled URL that agents can access and pay for.
• Shopify (Coming Soon): Soon, merchants will be able to add agentic checkout to their Shopify stores. This allows agents to buy physical or digital products in USDC without needing app passwords or custom checkouts.
• WooCommerce (Coming Soon): A dedicated WordPress plugin is in development to paywall WooCommerce products and endpoints, allowing for easy installation and price setting.

Use Case Scenarios

Developer Monetization: A developer creates a specialized data tool and wants to charge AI agents for every query. By using Loomal, they can bypass the need for a complex subscription system and charge exactly for what is consumed via USDC.

Automated E-commerce: An AI agent acting as a personal assistant needs to purchase a specific part for a user. Through Loomal's Shopify or WooCommerce integration, the agent can complete the transaction autonomously using the x402 handshake.

MCP Tool Access: Companies utilizing the Model Context Protocol can monetize their custom tools, ensuring that any agent utilizing their capabilities contributes to the revenue stream through instant on-chain settlement.

FAQ: Frequently Asked Questions

Q: What currency does Loomal use? A: Loomal uses USDC for all transactions, ensuring price stability and real-world value. These payments are settled on the Base network.

Q: Does Loomal hold my money? A: No. Loomal is a non-custodial payments layer. Payments land directly in your wallet upon settlement, meaning you keep the funds and can cash out whenever you choose.

Q: What is the benefit of using x402 over traditional API keys? A: The x402 protocol combines authentication and payment into a single round trip. This removes the administrative burden of issuing, rotating, and securing API keys, while also providing a built-in payment rail for agentic commerce.

Q: Which AI agents can use Loomal? A: Any agent or framework that supports the x402 protocol can interact with Loomal, including GPT, Claude, Gemini, LangChain, and others.

Q: How fast are the settlements? A: Because Loomal is settled on the Base network, transactions are completed and funds are available in your wallet in just seconds.